Merchant cash advance
Cash against your future card and bank deposits, repaid as a small slice of daily receipts. Slow weeks cost you less than strong ones.
Hi, I'm Sam. Let's find you funding.Business funding, Made easy.
One short application. We match you with funders who already lend to businesses that trade like yours. Checking costs nothing and does not touch your credit score.
No hard checkFree, no obligationTakes 2 minutes
What do you need?
Pick the closest fit. We fine tune it on the call.
Free to use. No obligation. Your information is secure.
What you get
Five things we promise before you type a word.
No credit impact
Checking your options never triggers a hard pull on your file.
One funder, not forty
Your details are never resold as a shared lead to a call floor.
Business funding only
Commercial finance for trading businesses, never consumer credit.
Free to check
The funder pays us when a deal completes. You never do.
An answer in about a day
Most owners get a first indication back inside 24 hours.
How it works
Three steps. Nothing to sign to find out.
No documents up front, no hard credit pull, no obligation at the end of it.
01
Answer nine questions
Two minutes on your phone. We ask what a funder would ask, in plain English, and nothing more than that.
02
We match you to a funder
Your answers go to the funders on our panel who already lend to businesses that trade the way yours does.
03
You take one call
A matched funder makes contact with real terms. You compare them, and you walk away if they do not suit.
Start the funding check
Takes about two minutes.
Why Cashman Sam
The bank way vs the Sam way
Same money at the end of it. A very different month getting there.
The bank way
Weeks of waiting
Thirty to sixty days for a decision, if a decision comes at all.
Paperwork before conversation
Business plans, projections and filed accounts before anyone picks up the phone.
One credit box
You either fit the single set of rules or you are declined, with no second look.
Typical wait for a bank decision: 30 to 60 days.
The Sam way
One short check
About two minutes on your phone, and you keep the answer either way.
No documents to start
Bank statements come later, once a funder has already said they are interested.
Judged on how you trade
Deposits and card takings as they are today, not only what your credit file says about last year.
The funding panel
A network, not a single lender.
One bank gives you one answer. We put the same application in front of funders with different appetites, which is why a no in one place is not the end of it.
40+Funders on the panel, from bank lenders to specialist finance
24 hrsTypical wait for a first indication after you apply
$5k to $5MRange of deal sizes the panel covers
6 monthsMinimum trading history most of the panel will consider
Figures describe our funding panel and are not a guarantee of approval, amount or timing.
If the answer is no today, you will hear it today.
Why us
Most funding sites sell your number. We don't.
One call, not forty
Your details are not sold on as a shared lead. One matched funder makes contact, so your phone does not light up for a week.
We say no out loud
If you are too early to fund, you hear that the same day with the reason, instead of being kept warm by somebody on commission.
Checking costs your credit nothing
There is no hard pull anywhere in the matching process. Only you decide when a funder is allowed to run one.
Plain English, start to finish
Factor rates, holdbacks and daily remittances explained before you sign, not after the money lands.
Questions
The things owners ask before they start.
If yours is not here, ask it on the form and we will answer it on the call.
Start the funding checkNo. Matching you to funders uses your answers alone, and there is no hard credit pull anywhere in it. If you later accept an offer, that funder may run one, and they will tell you before they do.
Find out in two minutes what a funder would say.
No documents, no credit pull, no obligation. Just an honest read on what your business can raise right now.
No credit impact to checkOne funder, not forty callsFree either way
Start my funding check
Nine questions. Most owners finish in under two minutes.
